✨ General Introduction 

In the age of open banking and digital transformation, Application Programming Interfaces (APIs) have become the backbone of innovation in financial services.

APIs enable banks to securely share data, integrate with third-party services, and deliver seamless customer experiences across platforms.

From enabling mobile payments and digital identity verification to powering FinTech partnerships and real-time analytics, APIs are revolutionizing how banks operate and compete.

This five-day workshop is designed to help banking professionals understand, design, and implement open API strategies that align with modern banking needs.

Participants will explore the technical foundations of APIs, regulatory frameworks such as PSD2, security protocols, and integration models.

The program also covers API lifecycle management, developer engagement, and monetization strategies.

Through hands-on sessions, real-world case studies, and collaborative exercises, attendees will gain the skills to lead API-driven transformation and unlock new revenue streams, improve agility, and enhance customer satisfaction in a rapidly evolving financial ecosystem.

👥 Target Audience

• Digital transformation managers in banks
• IT architects and developers
• Product managers for digital banking
• FinTech integration specialists
• Compliance and risk officers
• Innovation and strategy teams
• Business analysts in financial services
• API platform managers

🎯 Expected Objectives

• Understand the role of open APIs in modern banking
• Explore API architecture, standards, and lifecycle management
• Learn how to design secure and scalable APIs
• Integrate APIs with core banking systems and third-party platforms
• Navigate regulatory requirements and data privacy laws
• Foster collaboration with FinTechs and external developers
• Develop monetization models for banking APIs
• Enhance customer experience through API-enabled services

📚 Scientific Topics:

🔹 Theme 1: Foundations of Open Banking APIs

Session 1: What Are APIs and Why They Matter in Banking

• API definitions and types
• Benefits of APIs in financial services
• Evolution toward open banking

Session 2: Regulatory Landscape and Compliance

• PSD2 and global open banking regulations
• Data sharing and customer consent
• Legal and compliance considerations

🔹 Theme 2: API Architecture and Design

Session 1: Designing Scalable and Secure APIs

• RESTful API principles
• Authentication and authorization (OAuth 2.0)
• Versioning and documentation best practices

Session 2: API Lifecycle Management

• Development and testing workflows
• Deployment and monitoring
• Maintenance and updates

🔹 Theme 3: Integration and Ecosystem Building

Session 1: Connecting APIs to Core Banking Systems

• Middleware and integration layers
• Real-time data exchange
• Legacy system compatibility

Session 2: Partnering with FinTechs and Developers

• Developer portals and sandbox environments
• API marketplaces and collaboration models
• Building an open banking ecosystem

🔹 Theme 4: Security and Risk Management

Session 1: Securing API Infrastructure

• Encryption and data protection
• Rate limiting and threat detection
• Identity and access management

Session 2: Risk and Compliance in API Usage

• Fraud prevention and anomaly detection
• Regulatory audits and reporting
• Incident response planning

🔹 Theme 5: Innovation and Monetization

Session 1: Creating API-Driven Products and Services

• Use cases in payments, lending, and identity
• Personalization through data-driven APIs
• Enhancing mobile and web experiences

Session 2: Monetizing Banking APIs

• API-as-a-product strategy
• Pricing models and revenue streams
• Measuring API performance and ROI